Term Life and Disability Insurance

We think the insurance process should be easier too.


Our Vision & Values

Insuring Income is a company that is all about helping consumers find the best options for life and disability insurance.  The “Income” in the company name refers to the fact that Disability Insurance is a tool that is used to protect an individual’s most important asset – their ability to earn an income. We pride ourselves in being one of the leading disability insurance agencies in the market, working with all carriers to help people in all occupations to secure high-quality disability insurance.

Life Insurance is also another major focus of our company.  If someone is looking for an unbiased review of options for life insurance, they can feel confident in knowing that Insuring Income will leave no stone unturned.  We start with highly rated financial institutions and we look to find the lowest possible rate for our clients.  We commonly end up moving from one company to another as a result of a health condition causing the insured to not receive the top rating. We also are a leader in providing quotes for Long Term Care Insurance and Critical Illness Insurance.

Our home office is located in Woburn,  MA, a few minutes outside of Boston.  Although we are located in Massachusetts, we do business in all 50 states, plus Washington DC. We meet with clients locally or for those that are not local, we work through email and phone.  For clients that we work with locally that later move to another region of the country, it is of course up to them to decide if they want to continue to work with us.



Ask About Insurance

Do people who stay-at-home need life insurance?

Is my life insurance through work enough?

What is term life insurance?

How often should I revisit my insurance needs?

The best time to get life insurance is when someone depends on you. Also, the younger you are, the more affordable your life insurance is likely to be. It’s a smart move to lock in a low monthly price now, which will remain unchanged for the entire term of your policy. As your needs change over time, you can change your coverage. If you have another child or buy a bigger house, your needs might increase, and you can apply for more coverage. As you save money or earn more over time, your needs might decrease, and with Ladder, you can


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